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Good Card, Bad Card
The Armchair Millionaire's Checklist for Choosing the Best Credit Card
Credit card offers are a dime a dozen these days, so it's not a matter of if you can get a credit card, but rather which card is best for your circumstances. Put yourself ahead of the game by knowing how to pick the right one for you.
College students without a credit card are definitely in the minority these days. A study by student loan provider Nellie Mae says that 83 percent of undergrads at four-year colleges have at least one credit card, and 47 percent have four or more.
Like any tool, credit cards are not themselves inherently good or bad; it's how you manage them that determines if they end up helping you or hurting you in the long run. If you do decide to get a credit card – and if you're like most people, you will eventually – you'll be ahead of the game if you choose the best kind of card from the get-go.
This checklist from the Armchair Millionaire provides the key questions to ask yourself to make sure that you get a good one.
