Worried About Bills, Investments and Work?

10 Ways to Make the Most of Your Money and Your Life

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"Over the years, I've seen many people with modest incomes make the decision to fit work into their lives rather than continuing to try to fit their lives into their work," Tyson says. "So often, though, people twist and contort their lives and priorities to meet the perceived expectations and demands of their bosses and employers." Fitting work into the rest of your life often involves choosing employers and even careers that enable you the flexibility and ability to accomplish your personal and family goals.

"With a deliberate, conscious effort you can overcome your overspending and poor investment habits and better balance your life's demands," Tyson says. "And the payoff is huge. Not only will you reap long-term financial benefits, you'll gain peace of mind and the satisfaction that comes from mastering money. And that's something you can't buy in any store."

Taking a historic inventory of your beliefs and experiences with money isn't easy. But if you put in the time and want tochallenge yourself, your money mindset and your beliefs, the process can be productive. Set aside time – about an hour should do – for some personal reflection, ideally in a place and at a time when you'll be free from distractions. Go to the library, the beach, a coffee shop or some other place that's, ideally, away from your home. Get out some paper and please answer the following questions:

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Worried About Bills, Investments and Work?

10 Ways to Make the Most of Your Money and Your Life

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